What Is HDFC Personal Loan Interest Rate: You all must know that nowadays no one asks money for loan from another person, that person prefers to take loan from bank rather than taking money from another person. Nowadays, taking a loan from a bank has become very easy. Private banks and some financial institutions give you this loan in 2 to 3 minutes. If you also want to take a personal loan. So, you can get this facility from HDFC Bank.
Nowadays people need money suddenly for their expenses. In such cases, many banks are giving you personal loans to meet your money needs. HDFC Bank also offers you this personal loan. The interest rate of which is also negligible. In today’s article, let us know what is the process of taking a personal loan from HDFC Bank? And what is the interest rate? We will know all this today.
Details Overview of HDFC Bank Personal Loan
| Eligibility Condition | This loan will only be provided if you have an account with HDFC Bank. |
|---|---|
| Loan Amount | ₹50,000 to ₹10,00,000 |
| Interest Rate | 10% to 14% |
| Loan Application Process | Online / Offline |
| Procedure | You can apply for this loan online. Your application form will be reviewed, and if you are deemed eligible, the loan amount will be credited to your bank account. |
| Official Website | HDFC Bank |
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Eligibility for HDFC Personal Loan
If you want to apply for HDFC Personal Loan, you have to fill the documents as per the information given below and if the conditions are not met, the loan will not be granted.
- Age – Your age should be between 21 years to 60 years.
- Salary – Your salary should be more than ₹15,000.
- Experience – You should have 2 years experience in job or business.
- Tax file – Last 3 months income tax return should be filed.
- Bank Statement – You should have bank statement of last 6 months.
What Is HDFC Personal Loan Interest Rate?
What Is HDFC Personal Loan Interest Rate, If you want to take HDFC personal loan, it is very important for you to know the interest rate. This interest rate is observed to decrease and increase by HDFC Bank. You can get loan from HDFC Bank from ₹ 50 thousand to ₹ 10 lakh. Banks charge an interest rate of 10% to 14% on these personal loans. HDFC Bank is the fastest lending bank in India.
Documents Required for HDFC Personal Loan
If you want to take a personal loan from HDFC Bank, you have to submit the following documents, keep these documents ready in advance.
- PAN card
- Aadhar card
- Passport size photograph
- Last 6 months bank statement
- Income certificate
- Mobile number
- Caste certificate
How to Apply for HDFC Personal Loan?
If you want to avail a personal loan from HDFC Bank, follow the steps below
- Download HDFC Bank App: Find and download the official mobile app of HDFC Bank from the search results.
- Open the application: After downloading the application, open the application.
- Choose Apply Now Option: Click on “Apply Now” option on the homepage of the application.
- Select Loan Option: After clicking “Apply Now”, select “Loan” option.
- FILLING THE APPLICATION FORM: Now an application form will open in front of you. All the required information has to be filled correctly in this form.
- Complete e-KYC: After filling the application form, you have to complete the e-KYC process.
- Submit Form: After completing e-KYC, click on “Submit” option.
- FORM VERIFICATION: After submitting your forms, they will be verified by HDFC Bank.
- Loan Approval: If you are found eligible for the loan, the loan amount will be credited to your bank account in no time.
In this way, you can easily get a personal loan from HDFC Bank.
