HDFC Home Loan, HDFC Bank currently offers Home Loans at 8.70% p.a. Which is up to 10 crores and up to 30 years tenure. If your home loan offers home loan balance transfer facility to another bank and HDFC home loan borrower. HDFC Bank also offers you rich loans for micro-enterprises and working people.
Moreover, HDFC Bank has Rural Housing Loans, which help farmers, planters, agriculturists and other urban and rural residents who want to build a house in villages where they are employed.
HDFC Home Loan Interest Rate 2024
Interest Rate for Salaried Person
- Loan Upto ₹30 Lakhs – Interest Rate 9.00% to 9.50%
- Loan Upto ₹75 Lakhs – Interest Rate 9.25% to 9.75%
- Loan Upto ₹90 Lakhs – Interest Rate 9.35% to 9.85%
Interest Rate for Women
- Loan Upto ₹30 Lakhs – Interest Rate 8.98% to 9.44%
- Loan Upto ₹75 Lakhs – Interest Rate 9.21% to 9.71%
- Loan Upto ₹90 Lakhs – Interest Rate 9.30% to 9.82%
HDFC Home Loan Schemes
- HDFC Reach Home Loan
- HDFC Housing Loan
- HDFC Rural Housing Loan
- Home Balance Transfer
- HDFC Plot Loan
- The PMAY
Important Criteria
- Age : 18 to 70 Years
- Nationality : Indian
- Own a Business Or Salaried Person
- Minimum With ₹10,000 Per month and ₹ 2 Lakh p.a. Salary Required
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HDFC Home Loan Required Documents
- PAN Card / Adhar Card Or Passport
- Salary slips for last 3 months
- ITR File
- 6 months account statement for business person
Property Related Documents
- Allotment letter For New Home
- Agreement to sell copy For Resale Home
- Payment receipt made to the seller
Home Loan Processing Fee
- Employed Persons: Up to 0.50% of loan amount or ₹3000 or more
- Business Persons: Up to 1.50% of loan amount or ₹4500 or more
How to Apply for a HDFC Home Loan?
You can use the methods mentioned below to apply for a home loan.
- You go to HDFC Bank website.
- Now go to the offer section below.
- In it, click on the Home Loan section.
- Now fill your details in the form.
HDFC bank provide good interest rate for home loan which is arround 8.70% p.a. Which is low then other banks so, you need to checkout full details about home loan and interest rate which is best for you.
