Kissht App: Do you want to buy your favorite things like furniture, electronics or home appliances? But you don’t have enough money. Due to which you hesitate to take this item. So, there is no need to worry because now you can get a loan of up to ₹2 lakh through Kissht app with the help of your mobile. And you can also use this loan to buy your favorite item or pay its EMI.
Kissht app is a mobile app that gives you loans to borrow money. With the help of Kissht app, you can buy your favorite things and also life necessities. The Kissht app gives you loans according to your credit score, with loan amounts ranging from ₹10,000 to ₹2,00,000.
The loan process of Kissht app is very easy and fast, due to which the loan is approved within minutes. This app makes it very easy for you to shop from over 600 online stores and over 5000 offline stores in the country.
Today we are going to know how to use kissht loan, its eligibility and where we will need the documents, please read this article completely.
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Kissht Loan Eligibility Criteria
- Your age should be more than 21 years.
- You must be an Indian.
- You must have a source of income.
- Your monthly income should be more than ₹12,000.
- You must be self-employed or employed in a job.
- Your credit score should be good.
- You must have an active bank account.
Kissht App Loan Documents
- Aadhaar Card
- PAN Card
- Passport
- Driving License
- Bank Statement
- ESC Form
- Address Proof
Kissht App Interest Rate
You can avail instant personal loan from Kissht app. The interest rate for the loan ranges from 14% to 28% per annum. Also, you have to pay some other charges:
- Interest rate: 14% to 28% per annum
- Processing fee: 2.5%
- Goods and Services Tax (GST)
How to Apply For Kissht App Loan
To take loan from Kissht app, you have to follow the process given below step by step:
Step 1: Download and install Kissht Loan App from Google Play Store. Open Google Play Store and search “Kissht Loan App”. Click on the “Install” button and download the application.
Step 2: Sign up by entering your mobile number. Open the application and go to the sign up page. Enter your active mobile number and click on the “Send OTP” button. Complete the sign up process by entering the received OTP.
Step 3: Click on “Get it Now”. Go to the home screen and click on the “Get it Now” button.
Step 4: Enter your PAN card number. Enter your PAN card number correctly in the given field.
Step 5: Fill in personal details like your name, address, date of birth, and gender. Fill in the required personal details like full name, full address, date of birth, and gender. Click on the “Continue” button after filling in the correct details.
Step 6: Fill in your job details. Fill in details like your company name, job type, and monthly salary. Filling in accurate job details increases the chances of your loan application getting approved.
Step 7: Upload your KYC documents. Upload your Aadhaar card and PAN card. Also upload a recent selfie so that your identity can be verified.
Step 8: Enter your active savings account and IFSC code for approval. Enter your bank’s active savings account number and the corresponding IFSC code. Proceed after filling in the correct details.
Step 9: If you are eligible for a loan, you will have to fill in an e-sign agreement. If your loan application is approved, you will be sent an e-sign agreement. Read this agreement carefully and e-sign it.
Step 10: If you are eligible for the loan, the loan will be transferred to your bank account. After completing the e-sign agreement, the loan amount will be transferred to your bank account.
Conclusion
Taking a loan through the Kisht app is a simple and fast process, which helps you buy your favorite things and meet your financial needs. You can easily get a loan of up to ₹ 2 lakh through this app. In just a few steps, such as registration, filling personal and job details, and uploading the required documents, you can apply for a loan. Upon meeting the eligibility conditions, the loan amount is transferred to your bank account. In this way, the Kisht app plays an important role in achieving your financial goals.
Kissht App Customer Care Number
- Customer Care Number: 022-62820570
- E-Mail ID – Care@kissht.com
FAQs
Q. What is the maximum loan amount for Kissht?
A. Maximum loan amount is ₹2,00,000 for Kissht App
Q. Is the Kissht app safe?
A. Yes, Kissht app is safe for loan
Q. Who is the owner of Kissht?
A. Krishnan Viswanathan is the owner of Kissht
