Best Credit Cards For Bill Payment: Using credit cards not only gives you convenience in shopping, but it can also make your bill payments much easier. When we talk about bill payments, it includes many types of bills, such as electricity bill, mobile bill, internet bill, gas bill, and many more. By choosing the right credit card, you can get a good cashback, reward points, or other benefits on these payments.
Look, often people think that credit cards are used only for shopping, but by choosing the right card, you can also manage your monthly expenses quite well. Many banks and financial institutions are offering credit cards with different features and benefits. All you have to do is see which card is best suited for your monthly bill payments. By choosing the right card, you can not only streamline your bill payments but also make additional savings. Now imagine how good it would be if your bill payments are done and you get some savings too!
Best Credit Cards For Bill Payment in 2024
See, right use of a credit card for hotel booking not only brings convenience in your shopping, but also makes your bill payments very easy. Be it electricity bill, mobile bill, or internet and gas bill, with the right credit card you can get good cashback, reward points, and other benefits. Nowadays many banks and financial institutions are offering credit cards with different features and benefits. Now imagine, how good it will be when your bill payments are done and you also get some savings! So, now let me show you the 7 best credit cards which are best for bill payments.
1. Standard Chartered Bank Super Value Titanium Credit Card
Standard Chartered Bank Super Value Titanium Credit Card offers you savings and rewards on everyday purchases. Under this, you can get cashback at supermarkets and departmental stores, as well as cashback on fuel expenses at petrol pumps. Apart from this, discounts are also available on utility bill payments and discounts on dining.
| Features | Description |
|---|---|
| Cashback | Cashback on purchases at supermarkets and department stores. Cashback on fuel expenses at petrol pumps as well. |
| Utility Bill Payments | Discount or cashback on electricity, water, and gas bills. |
| Dining Offers | Discounts and privileges on dining at select restaurants. |
| Annual Fee | The card has an annual fee, which may be waived or reduced depending on the bank’s promotional offers or the customer’s relationship. |
| Rewards Program | Earn rewards points on every purchase, which can be redeemed into gifts, vouchers, or airline miles. |
| Global Acceptance | As a Visa or MasterCard, this card is globally accepted, making it convenient for international travelers. |
| Additional Benefits | Depending on current promotions, the card may also offer additional benefits such as welcome gifts, accelerated rewards on certain categories, and access to special events or experiences. |
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2. SBI Card Prime
SBI Card Prime is a premium credit card that offers you exclusive benefits and savings. Its key benefits include: Smart Benefits Program, which offers additional per rupee savings on shopping, dining, travel, and other spends; Target Delivery Program where reward points can be redeemed; waiver or reduction of annual fee; and exclusive offers and discounts. This card is ideal for those who want to save on their purchases.
| Features | Details |
|---|---|
| Smart Benefits Program | Additional per rupee savings on shopping, dining, travel, and other spends. |
| Target Delivery Program | Reward points are convertible. |
| Waiver or reduction of annual fee | Waiver or reduction of annual fee, special offers and discounts. |
| Savings and Rewards | Earn savings and rewards on card spends. |
| Special Offers | Earn special shopping offers and discounts. |
| Additional Benefits | Free airport lounge access, additional card facilities, and other premium perks. |
3. Axis ACE Credit Card
Axis ACE Credit Card is a premier credit card that offers convenience on business and personal spends. Its key benefits include: high cashback per spend, savings on online shopping, discounts on useful bill payments, and rewards program. Apart from this, the card also offers business perks like business lounge access and other premium benefits.
| Features | Description |
|---|---|
| Cashback per spend | Earn high cashback on various spends. |
| Savings on online shopping | Exclusive discounts and offers on online shopping. |
| Discount on utility bill payments | Discount or cashback on electricity, water, and gas bills. |
| Rewards Program | Earn rewards points on every purchase, which can be redeemed for gifts or vouchers. |
| Business perks | Business lounge access, additional card facilities, and other premium perks. |
4. ICICI Platinum Chip Credit Card
ICICI Platinum Chip Credit Card is a popular credit card that offers secure and easy payments. Its main benefits include: contactless payment facility, savings on online shopping, rewards program, and easy disbursement. This card is suitable for individuals who want to receive secure and stable payments and save on various expenses.
| Features | Description |
|---|---|
| Contactless Payment Facility | Contactless payment facility through chip technology. |
| Savings on Online Shopping | Exclusive discounts and offers on online shopping. |
| Rewards Program | Earn rewards points on every purchase, which can be redeemed into gifts or vouchers. |
| Easy Dispensation Card | Easily use for various spends. |
5. HDFC Regalia Credit Card
HDFC Regalia Credit Card is a premium credit card that offers special features on business and personal expenses. Its key benefits include: special air travel and hotel booking offers, exclusive lounge access, no merchant fee overseas business transactions, and high rewards availability. This card is suitable for individuals who want to earn savings and additional benefits on business and personal expenses.
| Features | Description |
|---|---|
| Air Travel and Hotel Booking Offers | Exclusive discounts and offers on air tickets and hotel bookings. |
| Exclusive Lounge Access | Offers access to exclusive lounges and airport lounges. |
| Overseas Business Transactions | Duty-free option for business transactions abroad. |
| High Rewards Availability | Earn more rewards on every purchase, which can be redeemed into gifts or vouchers. |
6. Citi Cashback Credit Card
Citi Cashback Credit Card is a popular credit card that offers cashback on purchases. Its main benefits include: Cashback on supermarkets, shops and internet purchases. Apart from this, this card also offers consumers discounts on restaurants and travel expenses. This card is suitable for personal and business use and is ideal for those who want to save on their purchases.
| Features | Description |
|---|---|
| Cashback per spend | Cashback on supermarkets, shops and internet purchases. |
| Discounts on restaurants and travel expenses | Special discounts on restaurants and travel expenses. |
| Waiver or reduction of annual fee | Waiver or reduction of annual fee, if specified spending conditions are met. |
| Excess fee on foreign transactions | Excess fee on transactions abroad waived. |
| Suitable for business and personal use | This card is suitable for personal and business use. |
7. Airtel Axis Bank Credit Card
Airtel Axis Bank Credit Card is a powerful and useful credit card that offers various benefits to consumers. Its key benefits include: great offers on wireless digital decisions, Airtel business services, cashback on online and offline purchases, and discounts and other benefits on Airtel services. This card is good for individuals who want to save on their shopping and business expenses.
| Features | Description |
|---|---|
| Annual Fee | Rs 500 |
| Key Benefits | 10% cashback on utility bill payments through Airtel Thanks app |
| Additional Features | – 25% cashback on Airtel bill payments – 10% cashback on transactions on Swiggy, Zomato, and BigBasket – Free nationwide lounge visits – Fuel surcharge waiver. |
Conclusion
Best Credit Cards For Bill Payment, we looked at how a credit card can help you pay bills. Choosing a good credit card can help you save on your expenses and get additional benefits, which can improve your financial situation.
