Fi Simplifi Credit Card – How to Apply for Fi Simplifi Credit Card?

Fi Simplifi Credit Card, It is a new credit card introduced by Federal Bank and FiMoney. Which offers different types of rewards and it is something according to the need, whether you are a shopper, a traveler or doing shopping and other places. This card is also known as “AmpliFi”. Now, we will know how to apply for it and its main benefits.

Nowadays credit card is very much in trend and due to this some banks are giving lifetime free credit card, people also prefer to take this credit card. Fi Money has launched this card “Fi Simplifi” credit card in collaboration with Federal Bank.

What is Fi Simplifi Credit Card?

Fi Credit Card is a lifetime free credit card that you can get without proof of income. You need to have an FD of ₹15,000 to use this card. With this credit card you get good discounts and offers on spending and also get reward points. You can also transfer it to the bank.

Highlights

• No Joinning Fee
• No Annual Fee
• Interest Rate – 3.50% per month OR 42% per year
• Require FD Amount – ₹15,000.
• Rewards – 3X reward points

• Card Name: Fi Simplifi Credit Card
• Issuer: Fi & Federal Bank
• Joining Fee: No
• Card Network: VISA

Apply Now

Image Source : Fi Money Official Website

How to apply for Fi Simplifi Credit Card

1. Visit Website: Go to Federal Bank’s official website.
2. Access Card Section: Find the Fi Credit Card section.
3. Check Eligibility: Ensure you meet age requirements and have the necessary documents.
4. Complete Online Form: Fill out the credit card application form.
5. Upload Documents: Submit ID, address proofs, and other required documents.
6. Verification & Approval: Wait for application verification and approval.

Also Read: How To Link Visa Credit Card To UPI, 6 Step Guide Easily Link your credit card to UPI Apps

Documents

• Address proof
• Credit score
• Aadhaar Card or PAN Card
• Income proof

Eligibility Criteria

1. Citizen of India
2. Age 21 to 65 years
3. Minimum FD must be ₹15,000.
4. CIBIL score and proof of income not required.

Benefits

Since this is an FD credit card, it does not require any kind of CIBIL score or proof of income. You will get limit as much as you have FD in it and also get another additional limit. This card gives you good reward points on everyday spending.

1. Reward points : Weekends – 3X Reward Points, Weekdays – 1X Reward Points
2. Fi Coin benefits : Everytime you spent ₹100 you will get 15 coins
3. Lifetime Free : You will get this credit card free for lifetime but you need to maintain ₹15,000 FD amount.
4. Discount Benefits : On Bookmyshow, Paytm Movies and Swiggy you will get 20% discount on order.
5. Credit Limit : ₹15,000 FD Amount and 90% its credit limit.

Also Read: 7 Best Credit Card for Shopping, Mobile Recharge and Bill Payment in india

Fi Simplifi Credit Card Pros & Cons

Fi Simplifi Credit Card Pros

• FD based credit card which is free for life.
• 3X reward points on weekends and 1X reward points on weekdays.
• If you spend ₹100 from the card you get 15 Fi Coins.
• 20% discount on BookMyShow, Paytm Movies and Swiggy.

Fi Simplifi Credit Card Cons

• No Travel Benefits
• No Hotels Benefits

Conclusion

If you are looking for a lifetime free credit card that also has FD and which can be used a lot in the future then this can be a great card. In this credit card you get a lot of Fi coins and rewards points separately for each week. Also get 20% or more discount on movie tickets and other popular brands. Fi Credit Card is a credit card with lifetime free benefits.
This card can be taken if you don’t want to travel much. Because, no travel benefits are available in this credit card. So, it is necessary to check before applying.

FAQ

Q. What is limit of Fi Simplifi Credit Card?

A. Limit of ₹15,000 and above 90% as per your FD Amount.

Q. What is the Simplifi Federal Credit Card annual fee?

A. Simplifi Federal Credit Card is a lifetime free credit card with no joining Fee.