The use of credit card is increasing a lot

People don't know how to use it properly

Due to the card offer, reward points, people  use it indiscriminately

This is why people get stuck in card debt

30-42 percent interest has to be paid on non-payment of card bill

If the card has a debt, use it within the limit

Pay off card bills even if you have to take a loan

Personal loan interest is lower than credit card interest

Along with this you will also avoid defaulting