IDFC FIRST SWYP credit card, Many credit cards have been introduced in the Indian market by IDFC Bank, but IDFC FIRST SWYP Credit Card is the best of them. Because it offers huge discount offers and reward points on brands like zomato, Sugar, Tata Cliq and Dominos. Which becomes an attraction for the youth. A fee of ₹500 has to be paid to avail this card. You can do UPI transactions through this card.
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IDFC FIRST credit card makes your life expenses quite easy. Which gives you benefits in EMI and also benefits in digital payments. And secondly you can also convert the total bill amount of this card into EMI.
IDFC FIRST SWYP Credit Card Review
IDFC FIRST SWYP Credit Card offers you benefits up to 1% on movie tickets and 4 railway lounge access per quarter and fuel fill. IDFC FIRST SWYP Credit Card offers premium benefits to youth at an affordable telly fee. and improves their lifestyle and fulfills the needs.
This credit card offers many lifestyle benefits. You have to pay a fee of ₹500 + tax to join this card.
- Joinning Fee: ₹500 + Tax
- Annual Fee: ₹500
- Welcome Bonus : On 1st successful EMI transaction get 1,000 Reward Points
– Free Lenskart Gold Membership for 1 year - Card Network : Mastercard
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Features and Benefits
1. Welcome Bonus
- 1000 Reward points on 1st successful EMI transction in 30 days
- One Year Times Prime membership on spending of minimum ₹30,000 and more.
- Free Lenskart Gold Membership for 1 year
2. Travel Benefits
- 10% off on hotels and flights booking with transaction value of ₹5,000 and more once in quater with EaseMy Trip.
- 4 Free Railway Lounge Access Each Quarter
3. Fuel Benefits
- 1% fuel surcharge waiver up to ₹200 per month applicable only with transaction value of ₹200 to ₹5,000.
4. Reward Points
- Spend ₹5000 monthly and get 200 points
- Spend ₹10,000 monthly and get 500 points
- Spend ₹15,000 monthly and get 1000 points
5. Movie & Dinning Benefits
- 25% Discounts on Movie Tickets
- 20% Discounts on Domino’s
- 10% Discounts on Zomato
Key Highlights
| Joining Fee | ₹499 + taxes |
| Annual Fee | ₹499 + taxes |
| Interest Rate | Not applicable |
| Welcome Benefits | 1000 Reward Points, 1-year Times Prime Membership, 1-year Lenskart Gold Membership |
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Rewards
- Get 200 Reward Points on a monthly spend of ₹5,000.
- Get 500 Reward Points on a monthly spend of ₹10,000.
- Get 1,000 Reward Points on a monthly spend of ₹15,000.
- Get 400 Reward Points on a monthly rental spend of ₹20,000.
- Spend of ₹17,000 will earn only 1,000 Reward Points.
- 1 Reward Point = ₹0.25
- Card Name: IDFC FIRST SWYP Credit Card
- Issuer: IDFC FIRST Bank
- Joining Fee: ₹499 + taxes
- Network: Mastercard
Late Payment Charges
- Less than ₹100 – No Charges
- ₹500 – ₹100
- ₹5,000 – ₹750
- ₹10,000 – ₹1,500
- ₹20,000 – ₹3,000
- More than ₹20,000 – ₹3,000
Eligibility
If you want to apply for this card then the following criteria will need to be fulfilled.
- Should be an Indian citizen.
- Your age should be between 21 to 65 years.
- You must have income.
- You must have a good credit score.
Documents Required
- ID Proofs: Adharcard, PAN Card.
- Address Proof: Passport, Voter ID.
- Income Proof: ITR return copy, Form 16, 3 month salary slip.
How to Apply For SWYP Credit Card
You can process this credit card in 2 ways. Online and offline. For offline application you have to visit IDFC Bank and if you want to apply online then follow as mentioned below.
- Click on the “Apply Now” button given in the blog.
- You will now be redirected to the IDFC Bank website.
- Select the SWYP credit card option.
- Fill the details in the form.
- Submit the required documents.
- Now, complete the video KYC.
- Submit the application form.
- Now, the credit card will be available after the documents are verified.
Conclusion
This credit card is the best choice for students and frequent commuters. You can also get additional benefits of up to ₹11,000 if you refer someone to this card. Which gives you 15 times free railway lounge access. This credit card offers many benefits and features. These include movie tickets, travel benefits, discounts on partner brands and insurance benefits.
FAQ
Q. Who launched the first SWYP credit card?
A. IDFC First bank has been launched SWYP Credit card specially for youngsters.
Q. What is the minimum salary for IDFC first credit card?
A. Minimum rerquirement of salary is ₹3,00,000 per annum.
Q. What is the cibil score required for IDFC credit card?
A. CIBIL Score is Between 750 to 900.
Q. What is the joining fee of the FIRST SWYP Credit Card?
A. IDFC FIRST SWYP credit card joining fee is ₹499 + taxes.
