The IDFC First Power Credit Card is one of the best credit cards you can get in India. It offers many benefits that cater to various needs like shopping, dining, and travel. In this article, we’ll discuss the features of this credit card in detail. Let’s dive into the world of benefits and privileges you can enjoy with this card.
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What is the IDFC First Power Credit Card?
The IDFC First Power Credit Card is a product by IDFC First Bank. It offers no annual fee and comes with attractive rewards on every transaction. This card is perfect for individuals who want a card with benefits like cashback, rewards, and more.
Key Features of IDFC First Power Credit Card
Here’s a breakdown of some top features that make this card stand out:
| Features | Details |
|---|---|
| Annual Fee | Nil |
| Interest Rate | 9% to 36% per annum (depending on your profile) |
| Welcome Benefits | ₹500 cashback on spends of ₹15,000 within 90 days |
| Rewards | Earn up to 10x reward points on select categories |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver across all fuel stations |
| Airport Lounge Access | Free access to domestic airport lounges |
| Movie Offers | Buy 1 get 1 free movie tickets on weekends |
1. No Annual Fee
One of the best things about the IDFC First Power Credit Card is that it has no annual fee. This makes it an affordable option for anyone who wants a credit card without worrying about extra costs.
2. Attractive Interest Rates
The card comes with one of the lowest interest rates in the industry. The interest rate can range from 9% to 36% annually based on your profile. This means you can enjoy flexibility when paying your credit card dues.
3. Welcome Benefits
As a new cardholder, you can enjoy a welcome benefit. If you spend ₹15,000 within the first 90 days of getting the card, you’ll get ₹500 cashback. This makes your spending more rewarding from the start.
4. Earn 10x Reward Points
The IDFC First Power Credit Card allows you to earn reward points on every transaction. You can earn up to 10x reward points on select categories like shopping, dining, and entertainment. The more you spend, the more you earn.
5. Fuel Surcharge Waiver
Do you spend a lot on fuel? The IDFC First Power Credit Card has you covered. You can enjoy a 1% fuel surcharge waiver across all fuel stations in India. This means you save more every time you fill up your tank.
6. Free Airport Lounge Access
Another great feature is the free airport lounge access. This is perfect for frequent travelers who want to relax at the airport. You can access domestic lounges and enjoy free food, drinks, and Wi-Fi before your flight.
7. Buy 1 Get 1 Free Movie Tickets
Love watching movies? With the IDFC First Power Credit Card, you can enjoy a buy 1 get 1 free offer on movie tickets. This offer is valid on weekends, making your movie nights even more enjoyable.
8. Flexible Payment Options
The card offers flexible payment options for all your purchases. You can convert your big transactions into easy monthly installments (EMI) with low interest rates. This helps in managing your finances better.
9. 24/7 Customer Service
The IDFC First Power Credit Card comes with round-the-clock customer service. Whether you have a query about your bill or need help with a transaction, the team is available 24/7 to assist you.
10. Global Acceptance
You can use the IDFC First Power Credit Card worldwide. It is accepted at millions of merchants across the globe. This makes it perfect for international travel and online shopping from foreign websites.
11. Contactless Payments
With contactless payment technology, you can simply tap the card at any contactless terminal to make payments. This is faster, safer, and convenient for making transactions.
12. Low Forex Markup
For those who travel abroad, the IDFC First Power Credit Card offers a low forex markup fee of 1.99%. This is one of the lowest rates in the industry, helping you save on international purchases.
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Should You Get the IDFC First Power Credit Card?
If you are looking for a credit card that offers reward points, cashback, and travel perks, the IDFC First Power Credit Card is an excellent choice. It has no annual fee, making it affordable, and comes with multiple benefits that cater to your lifestyle needs. Whether you travel often or love shopping, this card has something for everyone.
Summary Table of Features
| Feature | Benefit |
|---|---|
| No Annual Fee | Yes |
| Interest Rate | 9% to 36% per annum |
| Reward Points | Up to 10x on select categories |
| Fuel Surcharge Waiver | 1% on all fuel transactions |
| Airport Lounge Access | Free for domestic lounges |
| Movie Tickets | Buy 1 get 1 free on weekends |
| EMI Options | Flexible payments with low interest rates |
| Forex Markup | 1.99% |
| Global Acceptance | Accepted at millions of merchants worldwide |
With so many advantages, the IDFC First Power Credit Card is a great addition to your wallet. Whether you’re a frequent traveler, shopper, or movie lover, this card offers excellent benefits tailored to your lifestyle.
