IDFC First WOW Credit Card is a unique product that offers you financial benefits and unparalleled facilities. This credit card is specially designed for consumers who want to enjoy maximum rewards, cashback, and many other benefits. IDFC First Bank has designed this card to be extremely convenient and user-friendly, allowing you to manage your expenses effectively.
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With this card, you get many attractive offers like shopping discounts, free movie tickets, and travel benefits. Apart from this, this card also provides you with security and convenience as well as excellent customer service. By using the IDFC First WOW Credit Card, you can meet your financial needs and control your expenses in a better way. This card not only simplifies your life but also offers you exclusive benefits on every purchase.
Let us now discuss the various aspects of this card in detail so that you get complete information about it.
Benefits of IDFC First WOW Credit Card
IDFC First WOW Credit Card has many unique benefits that make it stand out from other credit cards.
- Reward Points: 4X reward points on every ₹100 spent.
- Free Movie Tickets: One free movie ticket every month.
- Shopping Discounts: Up to 10% discount at exclusive partner stores.
- Fuel Surcharge Waiver: 1% fuel surcharge waiver on all fuel transactions.
- Contactless Payments: Offers secure and fast contactless payments.
IDFC First WOW Credit Card Charges
The table below gives details of the various charges of the card:
| Type of Charge | Amount/Rate |
|---|---|
| Annual Fee | ₹499 |
| Joining Fee | ₹499 |
| Interest Rate | 3.99% per month |
| Cash Advance Fee | ₹250 or 2.5% of the withdrawal amount (whichever is higher) |
| Late Payment Fee | ₹100 to ₹1000 |
Eligibility for IDFC First WOW Credit Card
The eligibility criteria for IDFC First WOW Credit Card are as follows:
- The applicant must be between 21 and 60 years of age.
- The applicant must be an Indian citizen.
- The applicant must have a minimum monthly income of ₹25,000.
- The applicant must have a stable job or business.
Documents Required for IDFC First WOW Credit Card
The following documents are required to apply for IDFC First WOW Credit Card:
- Identity Proof: Aadhaar Card, PAN Card, Passport.
- Address Proof: Electricity Bill, Water Bill, Telephone Bill.
- Income Proof: Salary Slip, ITR, Bank Statement.
IDFC First WOW Credit Card Limit
The credit limit of IDFC First WOW Credit Card depends on your income and credit score. Generally, the limit can range from ₹20,000 to ₹5,00,000. Your limit is determined based on your credit score, income, and other financial parameters.
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How to Apply for IDFC First WOW Credit Card
Applying for IDFC First WOW Credit Card is very simple. You can apply through the following methods:
Apply Online
Step 1: Visit the official website of IDFC First Bank.
Step 2: Click on the “Credit Card” section on the home page of the website and select the “WOW Credit Card” option.
Step 3: Click on the “Apply Now” button.
Step 4: Fill in your personal details in the application form, such as name, address, contact number, email ID, etc.
Step 5: Scan and upload the required documents for identity proof, address proof and income proof.
Step 6: After filling in all the details and uploading the documents, click on the “Submit” button.
Step 7: After submitting, you will get a confirmation message and your application will be processed.
Step 8: You will be contacted by the bank representative who will inform you about the status of your application and guide you for further process.
Offline Application
- Visit the nearest IDFC First Bank branch.
- Get the credit card application form.
- Fill the form and attach the required documents.
- Submit the form to the bank officer.
Conclusion
The IDFC First WOW Credit Card is an excellent choice for those who want to enjoy maximum rewards and exclusive benefits. Its reward points, free movie tickets, and shopping discounts make it an attractive credit card. Through this card, you can not only improve your financial management but also make your life more convenient and enjoyable.
